The younger generation is a tech-savvy one, able to study, research, and apply online investing tools and techniques. Online provides countless opportunities for both fundamental, as do chat rooms and financial and educational websites. 

Take on More Risk

An investor’s age influences the amount of risk they can withstand. Young people, with years of earning ahead of them, can afford to take on more risk in their investment activities. While individuals reaching retirement years may gravitate towards low-risk or risk-free investments\

Learn by Doing

Young investors have the flexibility and time to study investing and learn from their successes and failures. Since investing has a fairly lengthy learning curve, young adults are at an advantage because they have years to study the markets and refine their investing strategies.

The Bottom Line

Saving for retirement is not the only reason to make well-planned investments. Many investments, such as those made in dividend stocks, can provide an income stream throughout the life of the investment. Twenty-somethings have some definitive advantages over those who wait to begin investing, including time, the ability to weather increased risk, and opportunities to increase future wages. Even if you have to start small, it’s in your advantage to start early!